
The strategy built for Canadians looking to pay off their 30 year Mortgages in just 7-10 years.
The strategy built for Canadians looking to pay off their 30 year Mortgages in just
7-10 years.
PS. You don't need to increase your income for this strategy to work.
Most Canadian homeowners unknowingly overpay on their mortgages due to outdated advice, hidden fees, and costly renewal mistakes. Without the right strategy, you could lose $250K+ in interest alone over the life of your loan, money that could be working for your future.
What would you do if you could pay off your mortgage 7-10 years sooner?
Would you retire?
Buy an investment property?
Pay for your kid or grandkids college tuition?
Or simply just live every day without the stress of a monthly mortgage on your shoulders?

The Freedom Formula is a proven strategy designed to help Canadian homeowners save money, avoid costly renewal mistakes, and build a stronger financial future. Our approach is tailored, transparent, and focused on your long-term goals not just your next payment.

A loan with a cheaper rate
An income generating business
A get rich quick shortcut
A course with only theory
A proven mortgage payoff strategy designed to reduce interest and shorten your payoff timeline without chasing rates
A smart financial framework that helps you use your existing income more efficiently, not a business or side hustle
A structured system that reorganizes how your money flows so more of it works toward your mortgage every month
A simple, repeatable approach that fits into your current lifestyle without taking on additional risk or changing how you earn money

With over a decade of experience in mortgage and financial services, Dan has helped hundreds of homeowners in Ontario and Alberta secure financing, manage debt, and build long-term financial stability. As the owner and Principal Broker of Pekoe Mortgages, Dan specializes in mortgage renewals, debt management, and financial planning, providing clients with tailored solutions that align with their unique goals.
Dan's expertise has been featured in leading publications such as CBC News, CTV News, The Financial Post, and The Wall Street Journal, where he's shared insights on market trends, mortgage strategies, and the evolving financial landscape.
Committed to simplifying the mortgage process, Dan empowers clients with the knowledge and strategies they need to make confident, informed decisions.

"What" The Freedom Formula Actually Is.
Whether The Freedom Formula Is Even For You.
How It Can Help You Pay Off Your 30 Year Mortgages 7-10 Years Earlier.
Confidence In Your Financial Future
“Dan is an incredible mortgage broker and I will always recommend him. He has helped us numerous times now and it is always a great experience. He and is team keep you informed throughout the process and always ensure you are getting the best rate. I can’t recommend pekoe mortgages enough!”
“Daniel from Pekoe Mortgages is an absolute rock star! I cannot recommend him enough. He took the time to answer any questions I had, and I could tell he was really looking out for my best interests. He was extremely fast at responding, and was very knowledgeable. I will definitely be using Pekoe for all my future renewals.”
“I highly recommend Pekoe Mortgages! From the first time I spoke with Dan he was more than willing to take the time to answer my in-depth questions and help me fully understand my options in terms of mortgage types and lenders, the benefits and limitations of each option, and how each one might impact my individual situation and future plans. I have learned SO MUCH from speaking with him. He is clear, concise, and still able to answer in depth questions about how the industry works and how to make a decision that worked for me. He knows where to go for good lending options, and presented me with options that other brokers did not...”
If you’re a Canadian homeowner who wants to pay off your mortgage faster, avoid costly renewal mistakes, and gain clarity on your financial future, this webinar is for you.
Fill out the form below to reserve your spot and get instant access to the Freedom Formula Webinar. You’ll learn exactly what the strategy is, how it works, and whether it makes sense for your situation.

© 2025 Pekoe Mortgages. All rights reserved.